Our focus is in providing the lowest rates, best service and in developing long-term relationships with our customers and the Boating industry.

When we first developed our recreational equipment finance programs, we surveyed the market and asked what was needed in financing programs. The market's response was- low rates, a quick turnaround, and knowledgeable and friendly loan officers. Based on this input, we developed financial products and a service focusing on meeting these needs.

We will continue to listen to the marketplace and our clients to mold our programs to their ever-changing demands. We work hard to develop long-term relationships with our clients and our goal is to continue to meet their financing needs throughout their entire boating experience.

- Stephen L. Smestad, President